Borrow as much as $50K unsecured
Personalised prices from 6.99per cent p.a. В№
Apply now obtain a quote Won’t affect your credit rating
Canstar champion 5 years in a line
Harmoney Investor Center
See our Investor Centre to see our prospectus and also to find out about Harmoney.
Exactly exactly exactly What our clients state
YEAH RIGHT. I do believe that name belongs to HARMONEY. Many thanks Harmoney. Whenever are you currently banking that is starting? Auckland, brand brand NEW ZEALAND
Simple, 100% online
1. Get to know you
Inform us regarding your loan and supply us some information regarding yourself as well as your funds.
2. Ensure you get your loan terms
We offer you loan that is detailed together with your rate of interest, borrowing restriction, and repayments.
3. Get the cash
Accept your loan terms and offer some last details. Many loans placed in the market are completely funded within a day.
Obtain an estimate that is quick
Get an instant concept of your rate of interest along with your repayements making use of our loan that is personal calculator.
Obtain the loan that actually works for you personally
Save money time residing much less time finding out simple tips to buy the thing you need.
ENSURE YOU GET YOUR MONEY FAST
No queues with no requirement for embarrassing in person conferences.
YOU’RE ORIGINAL. SO CAN BE YOUR RATE
Interest levels depend on your specific credit assesment – maybe not one-size-fits-all.
100% ONLINE – 24/7
As soon as your loan is authorized the funds shall maintain your bank account in 1-3 company times.
Forms of unsecured loans
Assist for pretty much whatever you require.
DEBT CONSOLIDATION REDUCTION
Effortlessly combine your outstanding debts into one effortless repayment and one fixed rate of interest.
TRAINING
Worrying all about investing in training isn’t any assistance whenever you are wanting to learn. Reduce stress by addressing costs with a scholarly training loan.
AUTO LOANS
Got your attention on that used or new automobile? Our car finance will help enable you to get down on the highway.
GETAWAY LOANS
Generate memories aided by the journey of a very long time. Browse family members, a popular travel location, or someplace you have constantly desired to get.
WEDDING LOANS
A marriage loan will allow you to attain just what in store for the day that is special.
LOANS
Whether you possess a small business or are beginning a brand new one, a personalised company loan can help you kickstart your development.
HEALTH LOANS
A medical loan takes the stress away and stress of medical center costs and permit one to entirely consider your wellbeing.
RESIDENCE RENNOVATION
A property enhancement loan may help the living is achieved by you spaces that you have got imagined of getting.
We are genuine individuals therefore we’re right here if you’d like us
If you’d like assistance, simply contact us on 0800 427 666 or hop on to online chat and something of your above 30 professionals will undoubtedly be here to help.
Stipulations
1. Susceptible to funding and approval. Harmoney’s interest levels are normally taken for 6.99% p.a. to 24.69per cent p.a. and they are provided in line with the specific borrower’s credit assessment in accordance with Harmoney’s credit scorecard. To become approved and list your loan you have to meet Harmoney’s credit requirements and lending that is responsible. Costs, costs, stipulations use. 99% of loan requests are funded in 24 hours or less of loans terms being accepted (predicated on loans submitted in 2018) .
2. Establishment cost of $200 for loans from $2,000 to below $5,000 and $450 for loans from $5,000 to $50,000 . Fixed prices consist of 6.99% p.a. to 24.69per cent p.a. on 36 to 60 thirty days terms, without any very early payment charges.
Harmoney Limited (FSP373486), Harmoney Nominee Limited (FSP5904148) and Harmoney Services Limited (FSP593769) are certified to give a peer to peer financing service under role 6 of this Financial Markets Conduct Act, 2013. The conditions of the licences imposed by the Financial Markets Authority are posted on www.business.govt.nz/fsp.
Harmoney Limited, Harmoney Nominee Limited and Harmoney Services Limited are registered beneath the Financial Service services (Registration and Dispute Resolution) Act 2008.