Hi, We have simply been onto my sunny account and did an affordability grievance. It claims i will be due simply over £500 but is only going to get about £5 of the. The issue I have is I still owe the funds nevertheless the loan happens to be offered to SLL Capital. With wonga they took the amount that is full the things I nevertheless owed, that we ended up being hoping they’d do right right here but as the been offered do we still need to spend all of it back and just accept £5 from sunny? I am hoping this will make feeling
Sara (Financial Obligation Camel) says
I will be surprised it has occurred. Had been the loan that is last of this people being refunded?
I’m uncertain simple tips to be sure? It simply took me personally right to just how much I was due.
Sara (Financial Obligation Camel) says
Ok, you are suggested by me mobile up client solutions and have them why while you have experienced redress calculated it hasn’t been used to offset the balance owed. Be persistent.
Thankyou ring that is i’ll the next day. Because its offered to SLL Capital though do they will have capacity to do this?
Sara (Financial Obligation Camel) says
Yes, a loan provider can invariably buy back once again a debt.
well ive been in the phone to sunny and got nowhere. Fundamentally all ill get straight straight straight back through the ВЈ558 is several pounds and additionally they shall perhaps maybe not use the quantity off my financial obligation as the with SLL Capital now. Seems quite unjust once the loan ended up being unaffordable and I also should not be spending it. Essentially its perhaps perhaps not their issue now since it had been obsessed about
Full of the boro says
It says they can’t offer me a loan but can pass my details on to another company who might be able to help when I log in to my account!
Have actually emailed them for support
Sara (Financial Obligation Camel) says
Will there be maybe maybe not a web link to web page to place in a claim?
£6k odd it’s saying my claim that is potential is I’ll get max of £60 right right Back. That is psychological that this company offers away using this.
We logged in this early morning to observe that We these were perhaps not considering my loan as unaffordable because the claims calculator didn’t suggest this . We neglect to observe how it is feasible provided that I experienced applied for other payday advances during the time of my application plus the loan ended up being for £500 , In addition joined in to a financial obligation administration plan soon after taking out fully the mortgage in 2014 . I must say I have to get this loan taken out of my credit files since it’s the only real creditor who didn’t standard during my DMP , it is presently showing as settled on my report when they published regarding the loans this thirty days . I’ve submitted a handbook claim as this ended up being an alternative when I logged into my account but I’m maybe maybe not keeping down hope that is much .
Sara (Debt Camel) says
ВЈ500 is quite marginal to win a single loan issue during the Ombudsman.
The situation actually that they should have marked the loan as defaulted in 2014/early 2015 – if they had, it would be dropping off soon for you is. this is certainly what you ought to really push for, perhaps maybe not for the loan to Montana online payday loans be upheld as unaffordable.
Hi That’s all i’d like we don’t actually worry about the reimbursement it is the late repayment markers on my credit files being the things I require getting rid of . I have made complaints into their mind in the final month or two that the loans needs to have been defaulted and so they declined to include a default that is backdated 2014. They will have now stated inside their webiste plus in the e-mail which they delivered today that they’re handing the handling of the reports towards the credit reference agencies if amendments must be made . We can’t observe how the credit guide agencies should be able to make amendments though without permission from sunny ! This might be obtained from their site :
We now have moved the control of maintaining any records that are remaining the credit history agencies, once we won’t be keeping these documents in the years ahead. Any more inquiries regarding entries on clients’ credit files with regards to ECIL loans ought to be raised using the appropriate agency directly.
Sara (Financial Obligation Camel) says
OK, then you can certainly grumble right to the CRAs – which CRAs show this loan?
All 3 unfortuitously ! I’ve raised Experian and Transunion today does the exact same with equifax the next day . I’ve just never heard about credit guide agencies being because of the capacity to amend entries on credit documents ! Extremely strange .
Sara (Financial Obligation Camel) says