You can find three popular direct loan choices for all of us residents and permanent resident borrowers without having a cosigner; Direct Subsidized Loans, Direct Unsubsidized Loans, and PLUS Loans.
Direct Subsidized Loans
Sometimes called a Subsidized Stafford Loan, Direct Subsidized Loans are available because of the government to undergraduate pupils that show monetary need . The interest on these loans is paid by the Department of Education, which is an excellent feature while you are school. Pupils may also get access to income-driven payment plans offered by the federal government after graduation.