Prop S seeks more legislation of payday advances in St. Louis; supporters say state is failing

Prop S seeks more legislation of payday advances in St. Louis; supporters say state is failing

While St. Louis voters decide among mayoral and aldermanic applicants in the town’s main election next Tuesday, they will additionally answer a concern about short-term loan providers.

Proposition S asks perhaps the town should impose a yearly $5,000 cost on short-term loan establishments. Those consist of payday and car name loan providers, along with check cashing shops.

Some tips about just what else it might do:

  • The town would utilize the license cash to engage a commissioner, who does then examine short-term loan providers.
  • The commissioner would make yes any brand brand brand brand new lenders that are short-term a license have reached minimum 500 legs from homes, churches and schools, as well as minimum one mile from comparable companies.
  • Any lending that is short-term will have to plainly upload exactly just exactly just what it charges in interest and charges

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