If a person will pay you for g ds or solutions with a check and that check will be dishonored because of the bank upon which it really is written, maybe you are in a position to gather regarding the check by continuing underneath the so-called South Carolina Bad Check legislation.
What the law states provides it is unlawful for just about any person, with intent to defraud, to draw, make, issue or deliver to some other a check whenever during the time of drawing, making, issuing or delivering such check, anyone (“maker”) doesn’t have a merchant account in such bank, doesn’t have adequate funds to cover the check, or if perhaps the check has an wrong or inadequate signature on it. This relates to checks utilized for the repayment of cash, whether provided to pay lease, make payment for a rent, get money, services, credit or home of every type or sort, or such a thing of value, including an obligation or debt of state fees.
It’s important which you recognize that only a few checks which can be dishonored come under this legislation. When it comes to legislation to use particular needs must be met. First, the repayment by check must be made during the exact same time that the g ds or solutions are delivered. Second, the check should never have now been postdated. Third, the manufacturer of this check should never have offered you any explanation to believe that the check isn’t any g d, such as for instance asking you to definitely hold it for the few days. 4th, the check must has been presented by you for repayment within 10 times of receipt. Last but not least, you really must have obtained the name, house target and house phone number regarding the maker at that time the check is directed at you and you must show which you witnessed the manufacturer’s signature by initialing the check. It is essential to observe that checks more than 180 days cannot that is old criminally prosecuted.